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Guernsey

As a Guernsey resident, our tailored healthcare plan is designed to meet your medical insurance needs and offers comprehensive international healthcare cover whether you are in Guernsey, visiting the UK or travelling overseas.

 

Enjoy peace of mind with full coverage* of GP consultation costs in Guernsey, full coverage* of in-patient treatment costs in Guernsey or the UK and benefits for out-patient consultations, treatment and surgical costs wherever you are in the world.

Our Guernsey plan's key features:

  • access to our 24-hour multi-lingual helpline, available 365 days a year
  • worldwide out-patient consultation and treatment cover
  • continuous cover – transfer to a different policy if your needs change
  • worldwide in-patient accommodation and surgery cover
  • track** your claims, update your details, view your policy documents and access our 24-hour Webchat support service via our MembersWorld website

For full details of the benefits, exclusions and complete terms and conditions, please read the Guernsey membership guide (PDF)

You can find a summary of all the benefits offered by clicking on the links in the table below.

Next steps

Summary of benefitsShow all

In-patient and day-case treatment

Accommodation Hide

Costs are refunded in full* in Guernsey and the UK mainland and £170 per night internationally.

Amenity bed when treatment is received as a state insured patient - costs are refunded in full* in Guernsey and the UK mainland and £135 per night internationally.

Specialists' fees for surgical operations Hide

Costs are refunded in full* in Guernsey and the UK mainland.

International surgery benefit allowances

  • minor: £238
  • intermediate: £589
  • major: £926
  • supplement for complex major surgery (at Bupa International’s discretion): £2097
Consultations and pathology, physiotherapy or radiology treatment received as an in-patient or day-case Hide

Costs are refunded in full* in Guernsey and the UK mainland and £500 per membership year internationally.

Cash benefit for treatment received free of charge, per night (maximum 182 nights). Hide

£100 per night in Guernsey, UK mainland and internationally.

Physicians' fees - supplement for intensive care Hide

£100 per day for 14 days then £50 per day in Guernsey, UK mainland and internationally.

Cancer treatment (in-patient and out-patient) including chemotherapy and radiotherapy

Specialists' fees Hide

Costs are refunded in full* in Guernsey and the UK mainland and £380 per course internationally.

Fees for specifically related tests Hide

Costs are refunded in full* in Guernsey and the UK mainland and £380 per course internationally.

Fees for specifically related drugs Hide

Costs are refunded in full* in Guernsey and the UK mainland and £380 per course internationally.

Out-patient treatment (including GP visits)

GP visits Hide

Costs are refunded in full in Guernsey and up to £22 per visit in the UK mainland and internationally.

Out-patient consultations and treatment Hide

£700 of benefit is available per year, worldwide.

Ambulance fees

Ambulance fees Hide

Ambulance fees of up to £150 per membership year are covered in Guernsey, UK mainland and internationally.

Next steps

  • *Full refund means a full refund of reasonable and customary charges for treatment covered under the scheme up to agreed Guernsey Board of Health charges.

    The cost of drugs is only covered for drugs used whilst receiving treatment as an in-patient or day-case patient in a hospital where the cost of treatment is covered under the scheme.

    **MembersWorld may not track claims in the USA as we use a third party here.

Contact us

  • Telephone

    To discuss your needs, please call us on:

    +44 (0) 1273 718 306