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Spain health insurance plan Spain health insurance plan

As an expatriate who spends all or part of the year in Spain, Bupa International’s Sanitas Health Plan Complete gives you access to healthcare in Spain as well as in any other European country of your choice.

This plan is provided in partnership with our sister company Sanitas and offers you comprehensive, seamless healthcare insurance all year round.

Key features:

  • in-patient and out-patient care in Spain and your selected European country
  • preventive medicine programmes such as prevention of coronary risk, child health and family planning (all available within the Spanish network)
  • second medical opinion fees covered in full
  • optional dental cover available
  • access to the network of 20,000 physicians and 520 private medical centres across Spain

Show all Summary of benefits

Out-patient benefits

Show Out-patient treatment
  • Doctors’ fees for consultations
  • Pathology, x-rays and diagnostic tests
  • Consultants’ fees for psychiatric treatment
  • Consultants’ fees for opthamology (including one eyesight check-up per year)
  • Out-patient surgical operations
  • MRI and CT scans
  • Consultants’ fees and diagnostic tests for oncology

Costs relating to all of the above out-patient medical services are covered in full when received within the Sanitas network. When treatment is received outside the Sanitas network and/or in your designated second country, 90 percent of costs are reimbursed.

Show Dental treatment

Routine dentistry that include check-ups, extractions and hygienist services

Costs relating to eligible routine dental treatment are covered in full when received within the Sanitas network. When treatment is received outside the Sanitas network and/or in your designated second country, €500 of benefit is available for dental emergencies only.

Show Speech therapy

Costs of speech therapy treatment are covered in full when received within the Sanitas network. When treatment is received outside the Sanitas network and/or in your designated second country, treatment costs are not covered.

In-patient benefits

Show In-patient treatment
  • Hospital accommodation
  • Nursing care, drugs and dressing
  • Surgeons’ anaesthetists’ and physicians’ fees
  • Theatre charges and intensive care
  • Pathology, X-rays, MRI and CT scans, diagnostic tests and physiotherapy
  • Cancer tests, drugs and consultants’ fees for oncology
  • Psychiatric hospitalisation

Costs relating to the above in-patient medical services are covered in full when received within the Sanitas network. When treatment is received outside the Sanitas network and/or in your designated second country, 90 percent of costs are reimbursed.

Other benefits

Show Emergency local road ambulance

Costs relating to emergency local road ambulance services are covered in full when received within the Sanitas network. When this service is received outside the Sanitas network and/or in your designated second country, 90 percent of costs are reimbursed.

Show Maternity cover

Costs relating to maternity are covered in full when received within the Sanitas network. When this service is received outside the Sanitas network and/or in your designated second country, €5,000 of benefit is available.

Show New born care

Costs relating to new born care and treatment are covered in full when received within the Sanitas network. When these services are received outside the Sanitas network and/or in your designated second country, 90 percent of costs are reimbursed.

Show Prosthesis

Costs relating to prosthetic treatment are covered in full when received within the Sanitas network. When these services are received outside the Sanitas network and/or in your designated second country, €5,000 of benefit is available.

Show Second medical opinion

Costs for second medical opinions are covered in full when received in or out of the Sanitas network.

Show Podiatry

Costs relating to podiatry treatment are covered in full when received within the Sanitas network. When treatment is received outside the Sanitas network and/or in your designated second country, costs are not covered.

Optional dental benefit details

Show Comprehensive dental cover

You will be entitled to 100 percent cover for a wide variety of preventive procedures, as well as for the majority of diagnostic tests, general cleaning, fluoridations, consultations and x-rays. Cover for orthodontics and cosmetic dentistry is available through highly competitive part contributions. Contact us or your intermediary for details.

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