Oil and Gas Essential
Our Essential cover focuses on providing healthcare insurance when needed most and protects you and your employees from potentially significant in-patient costs such as surgery, diagnostic imaging and cancer treatment, as well as covering out-patient surgical operations.
Oil and Gas Essential key features:
For full details of the benefits, exclusions and complete terms and conditions, please see the membership guide.
What is it?
This is surgery that requires you to stay in a bed in a hospital or a clinic during a single day and not overnight.
Out-patient surgical operations are paid in full.
What is it?
The charges that relate to your accommodation as an in-patient. This includes the costs of occupying the hospital’s standard single room with bathroom (en-suite) and also includes your own meals and refreshments.
Hospital accommodation is paid in full.
What is it?
A surgical operation is a medical procedure involving an incision into the body.
Pre and post-operative care are the medical services you may require immediately before and after surgery; see ‘nursing care, drugs and surgical dressings’ below.
Surgical operations, including pre and post-operative care are paid in full.
What are these?
Nursing care are the general services such as drug provision and wound care provided to you by nursing staff, often immediately before and after surgery and during your recovery.
Nursing care, drugs and surgical dressings are paid in full.
What are these?
The charges made by your physician, consultant or doctor for non-surgical treatment provided during your stay in hospital. For example, the treatment of pneumonia.
Physician fees are paid in full.
What are these?
Theatre charges are costs relating to your surgery. These could include drugs and dressings, equipment and fees for the use of the actual theatre room.
Intensive care is a suite of high dependency medical support services that are provided when someone is critically ill. These services are provided in intensive care units, intensive therapy units, high dependency units or cardiac care units.
Theatre charges and intensive care are paid in full
What are these?
Pathology is the study and diagnosis of illness through the study of bodily fluids, tissues and organs. Common examples are blood tests and skin biopsies.
X-rays are used in radiography to generate images of the body’s structures to aid diagnosis.
Diagnostic tests can take various forms, but for example include cardiovascular stress tests, electrocardiograms (ECGs) and spirometry (lung function tests).
Physiotherapy is the treatment by physical manipulation using means such as movement, heat and remedial exercises.
Pathology, X-rays, diagnostic tests and physiotherapy are paid in full.
What are these?
A prosthetic implant, device or appliance is an artificial body part which is designed to form a permanent part of your body and is surgically implanted. Examples are artificial heart valves, replacement lens or cornea of the eye and devices to remove excess fluid from the brain.
Prosthetic implants, prosthetic devices and appliances are paid in full.
What is it?
If cancer is diagnosed, we pay fees that are related specifically to planning and carrying out treatment for cancer. Typical treatments include surgery, radiotherapy, chemotherapy and pathology.
Cancer treatments are paid in full
What are these?
Magnetic resonance imaging, computed tomography and positron emission tomography are modern imaging techniques that allow medical professionals invaluable and detailed views of the body’s structure and function.
Advanced imaging costs are paid in full.
What is it?
We pay for medically necessary travel by local road ambulance (a medically-equipped and staffed vehicle) when related to eligible day-case or in-patient treatment.
Local road ambulance costs are paid in full.
What is it?
A selection of services available to all of our members.
As a Bupa International member, you can call our Medical Centre at any time of the day or night and speak to medically trained people who understand your situation and can give you the healthcare advice, support and assistance you need.
We also have a team of expertly trained people ready to help with any general enquiries you may have. Our people come from many different cultures so, wherever in the world you may be, you can be sure of help from someone who can speak to you in your language.
To make your life easier and to save you time, we have created the exclusive MembersWorld website. You can:
Access to our 24-hour multilingual helpline and MembersWorld website is included.
What is it?
Evacuation – if the treatment you need is not available locally, we will arrange for you to be evacuated to the nearest centre of medical excellence, no matter where you are in the world.
Repatriation – our highest level of assistance cover gives you the choice of returning to your home country (if treatment is not available locally) to be treated in familiar surroundings, near your family and friends.
Eligible costs associated with evacuation and repatriation services are paid in full.
*MembersWorld may not track claims in the USA as we use a third party here.
To discuss your needs, please call us on: