ECIS Essential

Summary of ECIS Essential benefitsShow all

Out-patient treatments

Out-patient surgical operations Hide

This is surgery that requires you to stay in a bed in a hospital or a clinic during a single day and not overnight.

Out-patient surgical operations costs are paid in full.

In-patient treatment

Hospital accommodation Hide

What is it?

The charges that relate to your accommodation as an in-patient. This includes the costs of occupying the hospital’s standard single room with bathroom (en-suite) and also includes your own meals and refreshments.

Hospital accommodation is paid in full.

Surgical operations, including pre and post-operative care Hide

What is it?

A surgical operation is a medical procedure involving an incision into the body.

Pre and post-operative care are the medical services you may require immediately before and after surgery; see ‘nursing care, drugs and surgical dressings’ below.

Surgical operations, including pre and post-operative care are paid in full.

Nursing care, drugs and surgical dressings Hide

What are these?

Nursing care are the general services such as drug provision and wound care provided to you by nursing staff, often immediately before and after surgery and during your recovery.

Nursing care, drugs and surgical dressings are paid in full.

Physician fees Hide

What are these?

The charges made by your physician, consultant or doctor for non-surgical treatment provided during your stay in hospital. For example, the treatment of pneumonia.

Physician fees are paid in full.

Theatre charges and intensive care Hide

What are these?

Theatre charges are costs relating to your surgery. These could include drugs and dressings, equipment and fees for the use of the actual theatre room.

Intensive care is a suite of high dependency medical support services that are provided when someone is critically ill. These services are provided in intensive care units, intensive therapy units, high dependency units or cardiac care units.

Theatre charges and intensive care are paid in full.

Pathology, X-rays, diagnostic tests and physiotherapy Hide

What are these?

Pathology is the study and diagnosis of illness through the study of bodily fluids, tissues and organs. Common examples are blood tests and skin biopsies.

X-rays are used in radiography to generate images of the body’s structures to aid diagnosis.

Diagnostic tests can take various forms, but for example include cardiovascular stress tests, electrocardiograms (ECGs) and spirometry (lung function tests).

Physiotherapy is the treatment by physical manipulation using means such as movement, heat and remedial exercises.

Pathology, X-rays, diagnostic tests and physiotherapy are paid in full.

Prosthetic implants, prosthetic devices and appliances Hide

What are these?

A prosthetic implant, device or appliance is an artificial body part which is designed to form a permanent part of your body and is surgically implanted. Examples are artificial heart valves, replacement lens or cornea of the eye and devices to remove excess fluid from the brain.

We pay up to £Sterling 2,000, $US 4,000, €3,000 per prosthetic device for prosthetic implants, prosthetic devices and appliances.

Parent accommodation Hide

What is this?

If your child is under 18 and is a Bupa International member receiving treatment for which he or she is covered under their policy for, we will pay for you to stay with your child in the same hospital. Please note we can only pay for one parent per night.

Parent accommodation is paid in full.

Psychiatric treatment Hide

What is it?

The treatment of mental health conditions via a variety of techniques including therapy, the prescription of drugs and pathology. We pay for a total of 90 days’ psychiatric treatment in hospital during your lifetime.

This is available after two years’ membership. We pay for a total of 90 days’ psychiatric treatment in hospital during your lifetime.

Further benefits

Cancer treatment Hide

What is it?

If cancer is diagnosed, we pay fees that are related specifically to planning and carrying out treatment for cancer. Typical treatments include surgery, radiotherapy, chemotherapy and pathology.

Cancer treatments are paid in full.

Advanced imaging (MRI, CT and PET scans) Hide

What are these?

Magnetic resonance imaging, computed tomography and positron emission tomography are modern imaging techniques that allow medical professionals invaluable and detailed views of the body’s structure and function.

Advanced imaging costs are paid in full.

Transplant services Hide

What is it?

We pay medical expenses if you need to receive a cornea, small bowel, kidney, kidney/pancreas, liver, heart, lung or heart/lung transplant. We also pay for bone marrow transplants.

Transplant services are paid in full.

Local road ambulance Hide

What is it?

We pay for medically necessary travel by local road ambulance (a medically-equipped and staffed vehicle) when related to eligible day-case or in-patient treatment.

Local road ambulance costs are paid in full.

Local air ambulance Hide

What is it?

We pay for you to be transported by local air ambulance (typically a medically-equipped and staffed helicopter or plane) when medically necessary.

We pay up to £Sterling 5,000, $US 10,000 OR €Euro 7,300 each membership year.

Home nursing after in-patient treatment Hide

What is it?

Home nursing is care provided immediately following a stay in hospital by a qualified nurse in your home.

We pay up to £Sterling 100, $US 200 OR €Euro 150 each day up to a maximum of 20 days each membership year.

In-patient cash benefit Hide

What is it?

This is a cash payment made to you (instead of any other benefit) for each night you receive eligible in-patient treatment without charge. For example, if you received treatment at no charge from the National Health Service (NHS) in the UK.

Please note that this benefit is not payable when related to normal pregnancy treatment.

We pay £Sterling 75, $US 150 or €Euro 110 each night up to 10 nights each membership year.

Hospice and palliative care Hide

What is it?

When treatment can no longer be expected to cure your condition, we pay for your physical, psychological, social and spiritual care as well as hospital or hospice accommodation, nursing care and prescribed drugs.

We pay up to £Sterling 20,000, $US 40,000 or €Euro 30,000 maximum benefit for the whole of your membership.

In-patient rehabilitation Hide

What is it?

Treatment such as physiotherapy or speech therapy to help you return to your previous state of health, for example following physical trauma or a stroke.

We pay in full for up to 30 nights each membership year.

Newborn care Hide

What is it?

Treatment of an eligible condition is paid for with this benefit instead of any other benefit for all treatment required by a newborn child during the first 90 days following birth.

We pay up to £Sterling 75,000, $US 150,000 or €Euro 110,000 maximum benefit for all treatment received during the first 90 days following birth.

Healthline services Hide

What is it?

A selection of services available to all of our members.

As a Bupa International member, you can call our Medical Centre at any time of the day or night and speak to medically trained people who understand your situation and can give you the healthcare advice, support and assistance you need.

We also have a team of expertly trained people ready to help with any general enquiries you may have. Our people come from many different cultures so, wherever in the world you may be, you can be sure of help from someone who can speak to you in your language.

To make your life easier and to save you time, we have created the exclusive MembersWorld website. You can:

• view your policy
• update your personal details
• track the progress of your claims*
• make payments online
• search our international hospital directory
• download claim forms and other useful documents
• talk to us online using our free Webchat service

Access to our 24-hour multilingual helpline and MembersWorld website is included.

Optional benefits

Lower your premium with deductibles Hide

You can reduce your premiums by opting to take an annual deductible (excess). Choose to pay the first £100, £250, £500, £1,000 or £2,000 (or equivalent in other currencies) of your claims for that year - the higher the deductible, the lower your premium will be. You will only need to pay this deductible should you need to make a claim.

USA cover Hide

What is it?

If this option is purchased, you gain access to our US Service Partner’s national network of hospitals, clinics and medical practitioners. Our Service Partner will help you arrange treatment within this network.

When eligible treatment takes place in the US using the US provider network, benefit is paid at 100 percent. When eligible treatment takes place in the US but outside of this network, benefit is paid at 80 percent.

Assistance cover (evacuation and repatriation - optional) Hide

What is it?

Evacuation – if the treatment you need is not available locally, we will arrange for you to be evacuated to the nearest centre of medical excellence, no matter where you are in the world.

Repatriation – gives you the choice of returning to your home country (if treatment is not available locally) to be treated in familiar surroundings, near your family and friends.

Eligible costs associated with evacuation and repatriation services are paid in full.