home

Move to Worldwide Health Options

 

Worldwide Health Options isn't just for new members. Many established Bupa members have switched to the plan and are now benefiting from the flexibility and additional features it offers.

Features include:

  • a range of cover options so you can choose as much or as little as you need
  • increase in the annual overall limit for in-patient cover by 50 percent*
  • optional cover for long-term prescriptions
  • the Worldwide Wellbeing option provides cover for dental and optical care plus a full health screen check-ups for adults and children
  • optional cover for the rental of medical equipment such as wheelchairs
  • maternity home delivery included in the core cover
  • you can now apply for cover for pre-existing conditions

 

If you are currently on a Lifeline or IHHP plan and think Worldwide Health Options might suit you better, below we've answered some common questions about how to switch. If you want to talk over your options, just ask.

How do I move to Worldwide Health Options?

  1. When can I switch from a Lifeline or IHHP plan to Worldwide Health Options?
  2. What will happen if I have exclusions on my current plan?
  3. What will happen if I have an exclusion for a condition that is now on Bupa's decline list?
  4. What if I have a moratorium on my Lifeline product?
  5. How will lifetime limits be affected?
  6. How will upgrades/downgrades be handled?
  7. What will happen if I have loadings on my IHHP plan and I switch to Worldwide Health Options?

How do I move to Worldwide Health Options?

When can I switch from a Lifeline or IHHP plan to Worldwide Health Options? Hide

You can switch to this plan at renewal. Information about Worldwide Health Options will be sent to you in your renewal pack, which will be sent to you one (Lifeline) or two (IHHP) months before your renewal date.

What will happen if I have exclusions on my current plan? Hide

If you have exclusions on your plan they will automatically be carried over to your Worldwide Health Option plan*.

What will happen if I have an exclusion for a condition that is now on Bupa's decline list? Hide

If you have an exclusion, Bupa will maintain the exclusion and not decline you*.

What if I have a moratorium on my Lifeline product? Hide

Any moratoriums will be carried across from Lifeline to Worldwide Health Options*.

How will lifetime limits be affected? Hide

Lifetime limits will be carried across to Worldwide Health Options*.

How will upgrades/downgrades be handled? Hide

Any upgrades/downgrades will go through Bupa’s standard underwriting process.

What will happen if I have loadings on my IHHP plan and I switch to Worldwide Health Options? Hide

If you want to switch to Worldwide Health Options before the loaded version has been launched, you will have the loadings converted into exclusions. You will however be given the opportunity to convert your exclusions back to loadings once the loaded version of Worldwide Health Options has been launched. These will be underwritten using the medical history that you supplied at the point you originally joined IHHP.

Back to top

Next steps

  • * where you continue your cover

Getting in touch

  • Telephone

    Talk to us on:

    +44 (0) 1273 718 306