Mainly Health Plans - helping you find the right health cover

Bupa benefits include:

As well as the peace of mind that comes with knowing you have the right health insurance, our members benefit from:

• a network of 7,500 independent hospitals and clinics that we can pay directly on your behalf
  
• access to more than 200,000 medical providers worldwide
  
• call centre advisers who can communicate with you in the language of your choice
  
• health experts who can give you advice at any time of the day or night
  
• online access to your plan, tools and services through our MembersWorld website
  
• a free second opinion if you have questions about your diagnosis or treatment

Click on the tabs to find out more about our flexible plans for individuals and businesses.

Worldwide Health Options

Worldwide Health Options is our flexible plan for individuals and families. It's a modular plan that allows you to mix and match cover options to suit your health insurance needs and budget.

The plan includes our core cover - Worldwide Medical Insurance - as standard, which gives you access to essential hospital treatment. You can then choose to add cover options to create a plan to suit you.

Options explained

Here's a summary of what each option covers. Please see the Membership pack for full details of benefits, limits and exclusions (PDF).

Worldwide Medical Insurance

This is the core cover that comes as standard, and covers essential hospital treatment, whether you are admitted in an emergency or your visit is pre-planned, including:

• consultation fees
  
• surgery
  
• cancer treatment
  
• advanced medical imaging like CT and MRI scans
• staying in hospital

Worldwide Medical Plus

Covers non-emergency consultations and treatments that don't require a hospital stay, like:

• maternity care
  
• physiotherapy
• diagnostic tests
• accident-related dental treatment

Worldwide Medicines and Equipment

Covers the cost of:

• prescribed medicines, even long-term prescriptions
  
• prescribed dressings
  
• equipment rental, for things like oxygen supplies or wheelchairs

Worldwide Wellbeing

Helps you protect and maintain your health with cover for things like:

• cancer screening
• bone density scans
• vaccinations and immunisations
• dental treatment
• eye tests and corrective glasses or lenses

Worldwide Evacuation

Gives cover for medical evacuation if you can't get the treatment you need locally, including:

• evacuation to a suitable medical provider
  
• repatriation to your home country
  
• travel expenses for someone to accompany you

USA Cover

This is designed for visits to the USA, provided it's not where you spend most of your time, and includes:

• access to medical treatment
  
• a network of quality hospitals and providers
  
• direct settlement of all eligible expenses

Pre-existing conditions

We may also be able to cover you for diseases, illnesses or injuries for which you've already received medication, advice or treatment.

Deductibles

Deductibles are the contributions you make towards the cost of your treatment. Opting to include deductibles in your plan can reduce your subscription and help to make your chosen health cover more affordable.

Company plan

Your employees and their families need the reassurance that wherever they are in the world they can rely on receiving prompt assistance to obtain access to expert medical treatment and care.

We offer four levels of cover: Gold Superior, Gold, Classic and Essential.

Depending on the size of your business, we can also provide options to:

• disregard previous medical history (if over 10 employees)
  
• build a plan to fit your exact medical insurance needs (if over 100 employees)

We also offer specialised plans for the oil and gas and maritime industries and for international schools, as well as location-specific plans for Africa and Egypt. Please ask us for further information.

Choose the right level of cover

Essential

• full cover for cancer, in-patient and day-patient treatment plus 28 days' emergency cover for the USA

Overall annual maximum of £600,000/$1million/€750,000

Classic

The benefits of Essential, plus:

• cover for out-patient treatment, including wellness tests, consultations, therapists and complementary medicine practitioners
  
• vaccinations
  
• maternity cover
  
• dental option

Overall annual maximum of £900,000/$1.5million/€1million

Gold

The benefits of Classic, plus:

• cover for family doctor treatment, prescribed drugs and accident-related dental treatment
  
• increased vaccination limits
  
• enhanced limits on maternity cover
  
• dental option

Overall annual maximum of £1.2million/$2million/€1.5million

Gold Superior

The benefits of Gold, plus:

• unlimited cover for family doctor treatment, and prescribed out-patient drugs and dressings
  
• cover for full health assessments
  
• increased vaccination limits
  
• enhanced limits on maternity cover
  
• dental and optical option

Overall annual maximum of £6million/$10.2million/€7.5million

Please note: a minimum of three employees is required for your business to apply for the Company plan.

How to get in touch

Telephone: (00 34) 918 043 802 and (00 34) 609 522 300
Fax: (00 34) 918 032 484
Email: dmh@e-consultas.com, davidharris@wanadoo.es and saniprof@mail.ddnet.es

www.e-healthinsuranceservices.com